Our Technology
Technology
That Serves
Your Stewardship.
We use Altruist to hold your accounts and RightCapital to build your plan. Between them you get one clear view of everything you own, the ability to test a decision before you commit to it, and a portfolio screened against your convictions.
Most financial plans end up in a binder nobody opens. This one is a screen you will actually log into.
The Stack
Two platforms, each doing one job exceptionally well
We deliberately keep the stack small. Fewer systems means fewer places your data lives, fewer logins to manage, and a clearer view of your money.
Custodian
Altruist
Your money is held at Altruist, never at our firm. It sits in an account titled in your name at an independent, SEC-registered custodian that you can access at any time.
- Accounts titled in your name — independent third-party custody
- SIPC protection up to $500,000, including $250,000 for cash
- Paperless onboarding, e-signature, and transfer tracking
- Fractional shares so values-based screening works at any account size
SIPC protects against the failure of a brokerage firm. It does not protect against market loss or a decline in the value of your investments.
Visit Altruist
Planning & Client Portal
RightCapital
RightCapital pulls every account into one live picture, including the ones we do not manage, then lets us test what actually matters: retirement income, Roth conversions, Social Security timing, debt payoff, and giving.
- One dashboard for every account, including outside holdings
- Interactive retirement, tax, and cash-flow modeling
- Scenario planning — see the trade-offs before you commit
- Encrypted document vault for wills, trusts, and statements
Modeling illustrates possible outcomes based on assumptions you and we select. It is not a projection or a guarantee, and it is not tax or legal advice. Sample data shown.
Visit RightCapitalCash Flow Mapping
Every dollar, accounted for
What you spend, what you save, and what you set aside to give — for any year in your plan.
Sample data shown for illustration. Not a projection or a representation of any client's results.
Aligned Investing
Your portfolio should reflect what you believe
You should never have to wonder whether your money is funding something you would not fund yourself.
Fractional shares mean values-based screening works at any account size, not only the largest ones. We screen your holdings against the convictions you name, show you what was excluded and why, and revisit it as your portfolio changes.
Important disclosure
Screening excludes certain securities from consideration, which may limit diversification and cause results to differ from an unscreened portfolio.
Security First
How we protect what you've been entrusted with
Good technology should make you safer, not more exposed. These are the safeguards standing between your information and the people who shouldn't have it.
Encrypted Start to Finish
Both platforms encrypt your information in transit and at rest. RightCapital's encryption is independently rated A+ by Qualys SSL Labs, and stored personal data is protected with AES-256.
A Window, Not a Door
The outside accounts you connect are visible to your plan and nothing more. Money cannot be moved in, out, or between them through RightCapital.
Independently Examined
Altruist is examined annually under SOC 2 Type 2 by an independent auditor, tests its systems with third-party penetration testing, and background-checks every employee.
Where Your Money Can Go
We can trade, advise, and move funds to accounts held in your name. We cannot send your money to a third party or to ourselves.
Selah Wealth will never email or text you asking for a password, a one-time code, or wire instructions. If you ever receive a message that looks like it came from us and asks for those things, don't reply — call us directly.
Getting Started
What it looks like in practice
Open at Altruist
A short digital application and e-signature. Transfers from your current custodian are initiated for you and tracked to completion.
Build Your Plan in RightCapital
We connect your full financial picture, then model retirement, taxes, giving, and debt together in a live plan you can revisit anytime.
Review, Screen, Adjust
Your portfolio is screened against your convictions, rebalanced as markets move, and revisited with you through the years.
The Bottom Line
What you should notice is a clearer picture of what you have, faster answers when you ask, and a plan that honors what you believe. That is what all of this is for.
See your plan come to life.
Bring the decision you're weighing and we'll map what you actually have, in the same tools you just saw. You'll leave with a clearer picture either way.
No cost. No obligation. Always confidential.